You Were Programmed to Stay Broke

You're not broke because you're lazy. You're loyal to a script. In the finale of the "Who's Running Your Life?" trilogy, Carlos Siqueira (Carlos Inspire) goes after the most powerful manipulator in your life: the voice in your head that sounds exactly like you.

Starting from his own script, written on the streets of Brazil selling bread at 7, Carlos walks through what the research actually supports. That includes Wendy Wood's finding that about 43% of daily behavior is habitual, Brad Klontz's four money scripts, and the 2013 study in Science showing that financial scarcity measurably impaired farmers' reasoning. Then he lays out the 66-day rewrite protocol, built on reappraisal, if-then planning (Gollwitzer & Sheeran's meta-analysis of 94 studies), and University College London's habit-formation research.

In this episode:

• Why your money habits run on autopilot
• The four money scripts: avoidance, worship, status and vigilance
• How scarcity taxes your mind, and the loop that follows
• The three-sentence exercise that reveals your script
• The 66-day rewrite: name it, write the new line, install an if-then, and never miss two
• Why the real payoff is the script your kids inherit

Sources mentioned: Wood, Quinn & Kashy (2002). Klontz et al. (2011). Mani, Mullainathan, Shafir & Zhao, Science (2013). Gross, emotion regulation research. Gollwitzer & Sheeran (2006). Lally et al., European Journal of Social Psychology (2009).

This episode is for education and inspiration. It is not financial, medical or psychological advice.

💰 What happens to your portfolio the next time the market drops 30%?
With the right strategy, the answer is: nothing changes. Tax-advantaged growth. Tax-free transfer to the people you love. Downside protected, by design — not by luck.
👉 DisruptorsCode.com
📩 info@carlosinspire.com — confirm we're licensed to work with you in your state before booking

🎙️ Got a story worth telling? Or a brand that wants to grow while feeding people?
We're booking guests and episode sponsors — every sponsor dollar goes straight to hunger relief.
📩 info@carlosinspireshow.com — Subject: Podcast Interview

❤️ This show runs on one rule: every episode should feed someone, not just entertain them.
One book buys real meals for real people.
📖 Work Like An Immigrant
Amazon → worklikeanimmigrant.com
Google Audio → https://play.google.com/store/audiobooks/details?id=AQAAAECSu1r72M

📱 The best stuff never makes the episode. Get it first.
Instagram → https://www.instagram.com/carlosinspire
TikTok → https://www.tiktok.com/@carlosinspire
LinkedIn → https://www.linkedin.com/in/carlossiqueira/
YouTube → https://www.youtube.com/@carlosinspires
Website → https://www.carlosinspire.com/

🎯 Want Carlos in your room instead of your earbuds?
Speaking | Coaching | Sales Training
📧 info@carlosinspire.com
→ https://www.carlosinspire.com/

⚠️ Disclaimer:
Some links are affiliate links — I may earn a commission at no cost to you. This content is educational only and is not tax, legal, financial, or insurance advice. I'm a Wealth Strategist and licensed insurance professional, though not licensed in all 50 states — strategies and availability vary by state, so confirm licensing in yours by emailing info@carlosinspire.com before taking action. Always consult your own CPA, attorney, or licensed advisor before making financial decisions. I'm sharing what's worked for me and the people I serve; results vary.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.